Strip malls. Industrial warehouses. Office buildings. Restaurants. Multi-tenant retail. Hurricane and bayou flooding hit commercial properties hard. NFIP commercial flood, private excess flood, business interruption — we document for every layer of coverage simultaneously.
Multi-tenant master + tenant
Large-square-footage scope
Underground parking common
Cat 3 + health department clearance
Each tenant separate scope
IICRC S500 disposal
Multi-coverage tracking
During named storms
During named storm warnings we stage equipment outside projected impact zones. Established commercial accounts get priority response post-event.
Property type, water height, accessibility documented. Multi-crew assignment by severity. NFIP 60-day clock starts.
Cat 3 protocols from intake. Federal-grade documentation: 4 sides exterior, every affected room, water-line marking. BI baseline.
Saturated porous materials to ceiling level if needed. Industrial-scale disposal. EPA antimicrobial application. Inventory salvage documentation.
Desiccant dehumidifiers (50+ for large losses), industrial air movers, daily moisture logs. Multi-carrier weekly updates.
FEMA Proof of Loss filed by day 30. Brand-standard reinstallation. BI final documentation.
Every major Houston hurricane is a multi-month commercial flood response. Beryl, Harvey, Ike — we've served Houston commercial properties through all of them.
Commercial flood coverage involves NFIP commercial (up to $500K building, $500K contents), private commercial flood (broader limits, sometimes $5M+), excess flood policies layered above NFIP, and CBI (Contingent Business Interruption) for supply-chain or access-dependent losses. We document for every coverage layer simultaneously.
BI documentation for commercial flood is critical. Time-stamped restoration milestones, tenant impact records, revenue-affecting timeline data — this is what BI carriers need to validate claims. Our commercial scope captures this from intake.
Property + BI + Tenant policies coordinated simultaneously
Master service agreements available for portfolio properties. Commercial coverage typically includes both property and BI scopes.
Free on-site commercial damage assessment with federal-grade documentation. Multi-coverage layer review.
NFIP + private + BI carriers billed simultaneously. Comprehensive multi-layer documentation.
Master service agreement portfolios. Volume rates. Pre-established adjuster relationships.
"Bayou flooded our 14-tenant strip center during Beryl. They had 25+ technicians on-site, coordinated each tenant's separate scope, and the property reopened in 6 weeks. Master and tenant insurance both closed cleanly."
"Flash flood put 18 inches in our restaurant kitchen. They handled Cat 3 protocols AND health department clearance simultaneously. Reopened in 9 days. BI coverage paid for the closure period."
"Industrial flood. 30,000 sq ft warehouse + $400K inventory. NFIP commercial covered structure, private flood covered inventory excess. Their documentation made both adjusters' jobs easy. Closed in 11 weeks."
When access is safe. We pre-position equipment during named storms. Post-storm response 24-72 hours typically. Established commercial accounts and MSA holders get priority response.
Yes. Federal commercial flood Proof of Loss has specific requirements that differ from residential. 60-day filing window is strict. We file before day 30 standard.
We document for FEMA Public Assistance (for nonprofits/governments) or SBA disaster loans (for businesses). Multiple federal funding sources exist for declared disasters.
Yes. Large-loss commercial flood response (50+ technicians, industrial-scale drying equipment) is standard for us. Pre-positioned during named storms.
Multi-tenant building flood losses involve master insurance (building structure) and tenant insurance (contents, leasehold improvements, BI). We document each scope clearly.
Yes. Houston Health Department requires specific protocols for food-service flood damage. We've been through it dozens of times — we know what each inspector wants.
Strip mall, warehouse, office, restaurant, industrial — NFIP + private + BI documentation, Cat 3 protocols, pre-positioned hurricane crews.