Pre-positioned crews during named storms. FEMA Proof of Loss filed within the 60-day window. NFIP, private flood, homeowners coordination. We've worked every major hurricane to hit Houston since 2007.
Brackish water from Galveston Bay
Bayou and street drainage overflow
Through compromised roof envelope
HVAC down = humidity-driven mold
Wind + flood + interior damage
Strict federal deadline tracking
Multi-coverage documentation
Different from freshwater scope
The water is contaminated. The volume is unprecedented. Power and communications fail. Roads are impassable. Your insurance carrier is processing thousands of claims simultaneously. The window for proper response is narrow and the documentation requirements are harder. We pre-position crews during named storm warnings and have NFIP documentation templates ready before the storm makes landfall.
When NWS issues hurricane warnings we move equipment and crews to staging areas outside the projected impact zone. Ready to respond within 24-48 hours of storm passage.
Dispatcher takes loss details, water height, affected areas. Crews scheduled by severity and accessibility.
Cat 3 protocols immediately. Photos for FEMA + NFIP + homeowners. Water height marked. Items pulled to landfill. Affected area documented.
Saturated porous materials removed to ceiling level if needed. Wet insulation and cabinetry pulled. EPA antimicrobial applied.
Desiccant dehumidifiers, air movers, daily moisture logs. Carriers updated weekly. Mold prevention documented.
Drywall, flooring, paint, cabinetry. FEMA Proof of Loss filed inside day 30. Final documentation package delivered.
Out-of-area franchises send unfamiliar crews after each event. We send the same team that worked the last one. Local knowledge of bayous, neighborhoods, and carrier playbooks matters.
Hurricane losses involve federal NFIP coverage (or its absence), private flood insurance, homeowners (wind peril), FEMA Individual Assistance, and sometimes SBA disaster loans. Each has its own documentation requirements and deadlines. We build documentation that serves all of them simultaneously — especially the strict 60-day NFIP Proof of Loss deadline.
Texas wind deductibles run 1-2% of dwelling coverage on named-storm policies. NFIP flood deductibles are typically $1,250-$10,000. We document each peril clearly so coverage applies properly and you pay no more than your applicable deductible.
We know each major Texas carrier's playbook for this loss type
Most projects bill direct to insurance + FEMA. Out-of-pocket cost is typically your deductible only.
Free on-site damage assessment with FEMA-grade photo documentation. No obligation.
We bill NFIP + homeowners + private flood directly. Multi-coverage layered scope. Recoverable Depreciation released on completion.
For uninsured losses in federally declared disasters. We document for federal aid grants. SBA disaster loan support also available.
"Beryl flooded our Kingwood house. They were on-site by 4 PM the same day. FEMA Proof of Loss filed inside two weeks. Rebuild completed in 5 weeks. I never wrote them a check — insurance and FEMA paid direct."
"Harvey put 5 feet in our home. We had been their customer since Ike. They came back the third day after the rain stopped and the work was done by Christmas. No other company in Houston was even returning calls."
"Third Meyerland flood. They remembered the floor plan from Harvey. Started extraction in 45 minutes. State Farm covered everything with no supplement fight. The continuity made an awful situation manageable."
FEMA Individual Assistance grants are available during federally declared disasters — up to $42,500 per household. SBA disaster loans available for uninsured property damage. We help with documentation regardless of your funding source. Some homeowners-policy water damage may still apply (wind-driven rain through roof breach can be wind peril, not flood).
We pre-position crews during NWS named-storm warnings. Response is typically 24-72 hours after storm passage — faster than out-of-area teams that still need to mobilize. Some Beryl customers had crews on-site within 6 hours of the storm passing.
Almost always yes. Mixed runoff includes sewage, lawn chemicals, hydrocarbons, and biological contamination. Standard Cat 3 protocols apply: porous materials demoed per IICRC S500, structure disinfected with EPA-registered antimicrobial, and dried to verified equilibrium.
Documented inability to access (boil water notice, road closures, evacuation orders, no power) protects you. We document conditions to support your timeline defense. Texas Insurance Code 542A requires carriers to honor reasonable delays caused by the loss event.
It's strict and unforgiving. Missing it can void otherwise-valid coverage. We file before day 30 on every project. Federal disaster declarations sometimes extend the deadline — but we never assume, we always confirm the specific extension.
Yes. Galveston Bay surge brings brackish water that's chemically different from freshwater flooding. Chloride neutralization protocols, corrosion-resistant materials, and specific dry-out timelines apply. We've worked every coastal storm since Ike (2008).
Storm surge, rainfall flooding, wind-driven rain, post-storm power failure damage — pre-positioned crews, FEMA documentation, multi-coverage billing.